When a freak nor’easter hit Connecticut in October of 2011, millions were affected as homes and businesses lost power across the state. One small business owner, Marty Hurwitz, recounts how the power outage forced him to close his bakery for several days. Luckily, he was protected by off premises utility services insurance, which covered him for his loss of income and inventory. Ultimately, Marty was able to weather the storm and get back to running his successful, longstanding local business.